BISP ATM Withdrawals
BISP ATM Withdrawals has resumed ATM-based payments for the ease of millions of registered beneficiaries across Pakistan. With this new update in August 2025, eligible families can now withdraw their full Rs. 13,500 payment directly from selected ATMs, using either their BISP-issued card or through a biometric cardless system with their CNIC. This change is a major relief, as it minimizes long waiting lines, prevents deduction by agents, and brings convenience and transparency to the payment process.
The newly introduced system offers a faster, more secure, and accessible way to collect BISP funds. The government has partnered with several major banks and added support for biometric-enabled ATMs in both cities and remote areas. Whether you have a BISP card or not, this system has been designed to facilitate everyone under the Kafalat program.
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What Has In BISP Atm Widrawal Changed in 2025?
BISP has taken significant steps to improve the payment mechanism. The key update is the reintroduction of ATM withdrawal services, which had previously been paused in many areas due to system limitations. With biometric verification now being widely adopted, the system has become more inclusive, especially for those without a physical card.
Key Features of the 2025 BISP Payment Update:
- ATM withdrawals are now resumed in multiple districts
- Full Rs. 13,500 payment can be withdrawn in one transaction
- No deduction or fee will be charged by the banks
- Biometric (cardless) method enabled at selected ATMs
- System integrated with NADRA for secure fingerprint verification
- Complaint registration activated through 8171 and help centers
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Which Banks Are Supporting BISP ATM Withdrawals?
The government has expanded its banking network to improve reach and efficiency. This step ensures that even in areas where HBL is not present, other banks can fill the gap and provide reliable payment access.
Supported Banks and Their Details:
1. Habib Bank Limited (HBL):
HBL is the primary bank for BISP payments and supports both card-based and biometric withdrawals. Its ATMs are available in most major cities and many smaller towns, offering 24/7 access to funds.
2. Bank Alfalah:
This bank has joined the BISP network to support areas where HBL is not present. While initially available in selected districts, Bank Alfalah is enabling biometric withdrawal options on a pilot basis, ensuring future scalability.
3. United Bank Limited (UBL):
UBL is currently involved in selected areas like Bahawalpur and D.G. Khan. It provides payment access to new dynamic registry beneficiaries and supports biometric verification in many locations.
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How to Withdraw BISP Rs. 13,500 via ATM Using CNIC
Whether you have a card or not, BISP has made the withdrawal process very simple. The steps differ slightly based on your method of access.
Method 1: ATM Withdrawal with BISP Card
- Go to your nearest HBL ATM
- Insert your BISP ATM card
- Select “Urdu” for language preference
- Enter your 4-digit PIN code
- Choose “Cash Withdrawal”
- Enter the amount (e.g., Rs. 13,500)
- Collect your cash and receipt
Method 2: Cardless Withdrawal Using CNIC and Biometric
- Visit an ATM of HBL, Bank Alfalah, or UBL with biometric support
- Select “BISP Cardless Withdrawal” option
- Enter your CNIC number on screen
- Place your thumb on the fingerprint scanner
- Upon successful verification, enter amount
- Collect your payment and confirmation slip
This method is ideal for those who haven’t yet received a card or are recently added to the system.
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District-Wise ATM Access Status August 2025
BISP is actively rolling out ATM services district by district. Below is an updated list of ATM access and bank support in major areas:
| District | Supported Banks | Status |
|---|---|---|
| Lahore | HBL, UBL | Fully Active |
| Karachi | HBL | Fully Active |
| Faisalabad | HBL, Bank Alfalah | Fully Active |
| Sahiwal | HBL | Active |
| D.G. Khan | Bank Alfalah | Pilot Testing |
| Bahawalpur | UBL | Partial Rollout |
| Peshawar | HBL, Bank Alfalah | Testing Phase |
Who Is Eligible for BISP ATM Withdrawal?
To withdraw the payment of Rs. 13,500 from any supported ATM, the beneficiary must meet the following conditions:
- Must be an officially registered BISP Kafalat beneficiary
- Should possess a valid Computerized National Identity Card (CNIC)
- Must be biometrically verified with NADRA
- Should have received a payment confirmation SMS from 8171
- Reside in an area where ATM access has been activated
These steps ensure that only genuine beneficiaries receive funds directly into their hands without third-party interference.
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What If You Haven’t Received Your BISP Card?
If you haven’t been issued a card yet, there’s no need to worry. BISP has now enabled biometric withdrawal systems in most major districts. This means you can simply go to a supported ATM, enter your CNIC number, and verify your thumbprint to get your money. In case your area does not support cardless withdrawals, you can collect your payment from your nearest payment center or BISP office.
To check your eligibility, follow these steps:
- Send your CNIC to 8171
- Visit the BISP Web Portal
- Go to your nearest BISP Tehsil Office for help
Common Issues Faced During ATM Withdrawals – and Their Solutions
Although the system is more user-friendly now, some people still face common issues during ATM transactions. Below are quick solutions:
- Fingerprint Not Matching: Clean your thumb and try again. If the issue remains, visit NADRA for biometric update.
- ATM Transaction Fails: Retry in early hours or late evening to avoid server overload.
- “No Payment Available” Message: Confirm your eligibility and payment status by sending CNIC to 8171 or checking via the BISP portal.
Helpful Tip: If one ATM doesn’t work, try another branch or visit a payment center for assistance.
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Future Improvements Under Process
The BISP team, in collaboration with the State Bank and NADRA, is planning more enhancements to improve service for users across the country.
Upcoming Features:
- Integration with JazzCash and Easypaisa for mobile-based withdrawals
- SMS alerts for every successful ATM withdrawal
- Increased number of women-friendly ATMs in rural areas
- Setup of ATMs at Union Council level for improved accessibility
Final Words
With ATM withdrawals now reactivated under BISP, collecting your Rs. 13,500 monthly payment is easier, faster, and more secure than ever before. If you’re eligible, simply go to the nearest supported ATM with your CNIC or BISP card and get your payment without any deduction or delay. Make sure to avoid agents and rely only on official methods to protect your full amount.
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