BISP Kafaalat Phase 3 August 2025
BISP Kafaalat Phase 3 August 2025 has been a pillar of financial relief for low-income families across Pakistan. Now, in August 2025, the government has officially launched Phase 3 of the BISP Kafaalat program, which is expected to reach families that were missed in earlier phases. With rising inflation, unemployment, and increased financial pressure on vulnerable households, this third and final phase comes as a major relief, offering Rs. 13,500 per family.

What makes this phase more important is the inclusion of new districts, improved digital tools, and expanded payment options. Whether you’re in a remote area or an urban center, BISP Phase 3 aims to bring financial assistance right to your hands. If you weren’t eligible before or missed your chance, this could be your opportunity to receive the help you need.
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How BISP 8171 Works for Families in 2025
The BISP 8171 system has made it simpler than ever for people to check their payment and eligibility status. It’s designed with low-literacy users in mind and can be accessed through a basic mobile phone or any internet device. All you need to do is send your 13-digit CNIC number to 8171 or check online via the 8171 web portal.
This system is especially focused on women, particularly those heading their households, like widows, divorced women, or women with disabilities. The government’s goal in 2025 is to reach up to 10 million households by the end of the year, ensuring that no deserving family is left without support.
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August 2025 Phase 3 What’s New This Time?
The latest installment of the BISP Kafaalat program brings several key updates that make it more inclusive and efficient than ever. These improvements are designed to not only expand access but also reduce the delays and frustrations many families experienced in the past.
Key improvements in Phase 3 include:
- Quarterly payment of Rs. 13,500 continues, with a proposed increase to Rs. 14,500 in the next cycle.
- Addition of previously excluded districts to ensure wider coverage.
- New digital options including JazzCash and Bank of Punjab for easier payment collection.
- Enhanced 8171 portal for faster and clearer access to your payment status.
- A final deadline of August 30, 2025, to collect payments under this phase.
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Eligibility Requirements for BISP Kafaalat Phase 3
To receive the payment, families must meet specific eligibility criteria. These conditions are set to ensure that the financial assistance goes only to the most deserving households.
The eligibility criteria include:
- Household income below Rs. 50,000 per month.
- A valid Computerized National Identity Card (CNIC).
- A PMT (Poverty Means Test) score of 32 or lower, or up to 37 in certain review cases.
- Household headed by a woman, widow, or person with a disability.
- Not currently receiving funds from other major government support programs.
In addition to the general criteria, the government has made special efforts to include:
- Transgender individuals, now registered through a dedicated process.
- Persons with disabilities, given preference under the updated support system.
- Families with children enrolled in school, who may also receive support under the Taleemi Wazaif program.
Districts Covered Under Phase 3 August 2025 Rollout
BISP Phase 3 is being rolled out to multiple new districts, many of which were not included in earlier phases. This is part of the government’s effort to reach previously missed populations, especially in underserved and remote areas.
Confirmed districts for BISP Phase 3 include:
- Punjab: Bahawalpur, D.G. Khan, Rahim Yar Khan, Multan, Lodhran, Muzaffargarh
- Sindh: Sukkur, Thatta, Badin, Larkana
- Khyber Pakhtunkhwa: Swat, Malakand, Dera Ismail Khan
- Balochistan: Quetta, Kech, Gwadar
- Gilgit-Baltistan & AJK: Various areas included (check portal or SMS for updates)
If your area isn’t listed above, don’t lose hope. The government is actively updating the district list, and the best way to know your status is to send your CNIC to 8171 or check through the official web portal.
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How to Check Your Eligibility and Payment Status
Many people are confused about how to confirm their eligibility or whether their payment is ready. Thankfully, there are two very simple methods you can use:
Check through SMS:
- Type your 13-digit CNIC (without dashes)
- Send it to 8171
- Wait for a response confirming your status and district inclusion
Check online through the web portal:
- Visit 8171.bisp.gov.pk
- Enter your CNIC and the CAPTCHA code
- Click on “Check Status” to view your payment details
You can also call 0800-26477, the BISP helpline, for assistance if you’re unable to check your status via SMS or the portal.
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How to Collect Your Rs. 13,500 Payment
Once your eligibility is confirmed, collecting the payment is straightforward. The government has introduced several secure and convenient channels to collect the funds without the long queues of the past.
Payment collection methods include:
- BISP Campsites set up in schools or community centers
- Bank ATMs, specifically HBL and Bank Alfalah, for cardholders
- Retail agents such as JazzCash, HBL Konnect, and Bank of Punjab branches
- Mobile wallets (available in selected districts based on updated data)
You must bring your original CNIC for biometric verification. Also, make sure to collect and keep your payment receipt safely in case of disputes or technical errors.
Common Issues and How to Solve Them
It’s not uncommon for people to face issues during the BISP process. From biometric errors to missing payments, here’s how to solve common problems:
- Biometric failure: Visit a NADRA office to update your fingerprints
- No SMS reply: Ensure your SIM is registered with your CNIC
- Pending status: Wait 2–3 days or visit a BISP office for updates
- Ineligible result: Update your NSER data and reapply through BISP centers
- Scams or agents demanding fees: Report them immediately at 0800-26477 or WhatsApp +92-51-9240024
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Precautions and Tips for a Smooth Process
To make sure your BISP experience goes smoothly, follow these simple tips:
- Check your eligibility status early in the payment cycle
- Always use your own registered SIM and CNIC for SMS
- Avoid peak hours at campsites and ATMs
- Never pay any person or agent – BISP is 100% free
- Encourage family and friends to check their status and benefit from the program
حکومت پاکستان نے بینظیر انکم سپورٹ پروگرام کے تیسرے مرحلے کا اعلان کر دیا ہے جس کے تحت اگست 2025 میں اہل خاندانوں کو 13,500 روپے دیے جائیں گے۔ یہ رقم ان خاندانوں کو دی جا رہی ہے جو پچھلے مراحل میں رہ گئے تھے یا ان کا ڈیٹا مکمل نہیں تھا۔ اس بار مزید اضلاع کو شامل کیا گیا ہے اور رقوم حاصل کرنے کا عمل آسان بنا دیا گیا ہے۔
مستحق خواتین، بیوہ، معذور افراد، اور وہ خاندان جن کے بچے اسکول میں زیر تعلیم ہیں، اس پروگرام سے فائدہ اٹھا سکتے ہیں۔ اگر آپ جاننا چاہتے ہیں کہ آپ کا ضلع شامل ہے یا نہیں، تو اپنا شناختی کارڈ نمبر 8171 پر ایس ایم ایس کریں یا ویب سائٹ پر جا کر چیک کریں۔ رقم حاصل کرنے کی آخری تاریخ 30 اگست 2025 ہے، اس سے پہلے ادائیگی حاصل کریں۔
Conclusion
BISP Kafaalat Phase 3 is a chance for thousands of left-out families to receive their rightful support. With Rs. 13,500 being offered and the possibility of even higher payments in the future, this program can be a turning point for many. But the time is limited you have until August 30, 2025 to collect your funds.
If you meet the criteria, check your status today. If you’re eligible, follow the official process to collect your payment safely. If you know someone who qualifies, help them out by sharing this information. This support can make a real difference in someone’s life.
Questions People Are Asking
Who can apply for the CM Punjab Ration Card 2025?
Low-income families with monthly income less than Rs. 30,000 can apply.
How do I check eligibility for the Ration Card?
Send your CNIC to the designated SMS code (to be announced).
Do I need to apply if I’m already in BISP?
No, BISP-verified users will be automatically considered.
Is the ration card physical or digital?
It will be a digital card usable at authorized stores.
What items are available under the ration card?
Flour, sugar, ghee, pulses, and basic household food items.
What if my NSER record is not updated?
Visit the nearest BISP office to update your information.