BISP Kafaalat Phase 3 Payment
BISP Kafaalat Phase 3 Payment has once again stepped forward to support vulnerable families across Pakistan. With the official launch of Kafaalat Phase 3 on May 26, 2025, thousands of new households are expected to benefit from the Rs. 13,500 quarterly payment. This phase is especially important for those who were left out in the earlier rounds or whose data was outdated. Now is the time to check your CNIC, update your survey if needed, and ensure you’re not left behind in this crucial financial assistance program.
Under this phase, special priority is being given to widows, divorced women, disabled women, and those who manage household responsibilities on their own. The government has expanded the coverage by including new districts, offering more families a chance to register and receive help. But to become a beneficiary, your CNIC must be verified, and your household data should reflect your current living conditions. The National Socio-Economic Registry NSER score linked to your CNIC plays a key role in determining eligibility.
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What is BISP Kafaalat Phase 3 and Who is it For?
The third phase of the Kafaalat Program is a continuation of BISP’s efforts to offer financial security to low-income families, especially women who are facing challenges due to inflation, job losses, or lack of resources. This time, the authorities have improved the process by including previously uncovered areas, and also by making it easier to verify eligibility through CNIC-based checks.
If you have never received BISP support before, this is your opportunity to register and get verified. And if you are already a beneficiary, it is crucial to ensure your data is up to date to avoid payment delays or disqualification.
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Phase 3 Rollout Key Details at a Glance
- Launch Date: May 26, 2025
- Installment Amount: Rs. 13,500
- Eligibility Criteria: Based on poverty score (below 32), CNIC verification, and updated household data
- Target Groups:
- Widows
- Divorced or abandoned women
- Disabled women
- Women-headed households
- Families with unemployed male members
- Covered Areas: New districts in Punjab, Sindh, KP, Balochistan, AJK, and GB
Why is CNIC Verification Important for Phase 3?
Your CNIC is your gateway to BISP benefits. Every registration, payment confirmation, and eligibility check is processed based on your CNIC and linked NSER data. If there is any error in your household’s economic profile such as your income, assets, or family size—you may be excluded from this phase even if you qualify.
Many deserving women miss their payments just because their survey was conducted before 2022 or because they changed addresses and didn’t update it. CNIC verification helps ensure your poverty score is accurate, and that your household is correctly categorized.
Those who live in newly added districts should especially check their CNIC now, as their inclusion depends entirely on updated data. Even if you applied in earlier phases and were rejected, you may qualify this time if your household condition has changed or if your area is now covered.
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How to Check BISP Eligibility Using CNIC
The government has made it simple to check if you qualify for the Kafaalat Phase 3 payment of Rs. 13,500:
- Online CNIC Check:
Visit the official BISP portal at 8171.bisp.gov.pk
Enter your CNIC number and view your eligibility status. - SMS CNIC Check:
Type your 13-digit CNIC and send it to 8171.
You will receive an SMS reply about your current status.
These methods are free and can be used by anyone with a valid CNIC. Be sure to keep your mobile number active, as BISP may send payment confirmation or further instructions via SMS.
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NSER Update How to Register or Correct Your Data For 13500
If your CNIC check shows you’re not eligible, don’t lose hope. Often, the issue lies in outdated or incomplete household records. In such cases, you must visit your nearest BISP Tehsil Office to complete or update your NSER survey. Take the following documents with you:
- Original CNIC
- B-Forms of your children
- Recent utility bill (electricity/gas)
- Any previous BISP message/token (if available)
Once there, BISP staff will help you verify your identity through biometric authentication, update your income and family data, and resubmit your application. After verification, you’ll receive a confirmation message about your eligibility and payment schedule.
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How to Collect the BISP 13500 Payment
After receiving confirmation, there are multiple ways you can collect your Kafaalat payment:
- Bank ATMs (Biometric-enabled)
- HBL and Bank Alfalah ATMs
- Use your BISP card and thumb verification
- Bank Counters
- Visit with your CNIC and message/token
- Receive payment after identity verification
- Mobile Wallets
- JazzCash or EasyPaisa agents
- Payment after biometric verification
- BISP Official Camps
- Especially in rural/remote areas
- Present CNIC and token for collection
Remember, never pay an agent. All BISP services, including verification, registration, and payment collection, are completely free of cost.
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Additional BISP Programs You Should Know
Eligible women for the Kafaalat program can also benefit from these extra support initiatives:
- Taleemi Wazaif – Conditional cash transfers for school-going children to promote education
- Nashonuma Program – Nutritional support for pregnant and breastfeeding mothers and infants
These additional benefits make a significant impact on household stability and long-term well-being. Be sure to ask about them during your BISP office visit.
Important Reminders for All Beneficiaries
- If your NSER survey was done before 2022, it must be updated.
- Never share your confirmation SMS or token with anyone.
- Confirm your payment status before visiting any bank or camp to save time.
- Always use the official helpline 0800-26477 for assistance or to report issues.
- Payments can be delayed or blocked if your mobile number is inactive or data mismatched
Final Words
BISP Kafaalat Phase 3 is a major opportunity for women-led and underprivileged households to get the support they deserve. With Rs. 13,500 in quarterly assistance, this program can help families meet essential needs. But eligibility depends entirely on valid CNIC, accurate household data, and up-to-date NSER information.
Whether you’re applying for the first time or waiting for your next installment, take action today. Use 8171, visit your nearest BISP office, and follow official channels. Stay informed and protect your payment because every rupee counts
FAQs
When did BISP Kafaalat Phase 3 start?
BISP Kafaalat Phase 3 began on May 26, 2025, with payments of Rs. 13,500 for eligible families.
How can I confirm my eligibility for Phase 3?
Send your CNIC to 8171 via SMS or visit 8171.bisp.gov.pk to check your status.
What documents are required for NSER update?
You need your CNIC, children’s B-Forms, and a recent utility bill for verification.
Can I receive payment without biometric verification?
No, biometric verification is mandatory at ATMs, banks, or agents to collect payment.
What should I do if my payment is not showing?
Recheck your CNIC status on 8171 and visit the nearest BISP office for help.
Are there any charges for registration or payment collection?
No, all BISP services including registration and payments are completely free.
