BISP Kafalat Program July 2025 Payments
The Government of Pakistan has officially started the disbursement of Benazir Kafalat July 2025 payments across 59 districts, bringing great relief to thousands of deserving women. With this installment, each eligible beneficiary will receive Rs. 13,500, and for the first time, the payment system has been expanded with more distribution options to make the process faster, more transparent, and accessible for everyone. This update reflects the government’s commitment to reforming BISP to ensure that funds reach the right people without hurdles or fraud.
Unlike previous phases where women were forced to stand in long queues at designated campsites, the new distribution method introduced in July 2025 allows multiple collection points. These include government-established payment camps, HBL Connect agents, and specific bank branches in the listed districts. In addition, ATM services have been reintroduced in some areas, giving beneficiaries the freedom to withdraw their payments at a convenient time. This change comes in response to many complaints received during earlier phases, where people had to wait for hours or fell victim to deduction scams by unauthorized agents.
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New and Improved Payment Method Making Access Easier
In this latest phase, the focus is on ease, security, and dignity. Eligible women no longer have to depend on a single payment point. Instead, they can choose the nearest available channel. Biometric verification remains a mandatory part of the process to eliminate fraud and ensure that payments go directly to the registered woman. Each recipient is also required to take a printed payment receipt after collecting the full amount. This receipt serves as proof and can be used in case of any complaints.
This time, the payment process has become more localized. Women living in remote or underdeveloped areas now have access to funds without needing to travel long distances. The government has made this change to ensure that every deserving woman receives her financial aid safely, on time, and without unnecessary trouble or interference from unauthorized individuals.
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List of 59 Districts Included in BISP July 2025 Phase 1
Below is a breakdown of the 59 districts where BISP payments are currently being distributed under Phase 1 of July 2025:
Punjab
- Rawalpindi, Murree, Attock, Chakwal, Jhelum, Islamabad
- Talagang, Mandi Bahauddin, Narowal, Sialkot, Gujrat
- Sargodha, Bhakkar, Khushab, Multan, Toba Tek Singh
- Mianwali, Okara, Sheikhupura, Gujranwala, Wazirabad
- Layyah, Bahawalpur
Sindh
- Sanghar, Nawabshah, Benazirabad, Mirpur Khas, Tharparkar
- Matiari, Umerkot, Jamshoro, Dadu, Khairpur, Ghotki
Balochistan
- Qila Abdullah, Qila Saifullah, Chaman, Pishin
- Harnai, Ziarat, Sibi, Zhob, Loralai
Khyber Pakhtunkhwa
- Tank, Lakki Marwat, Buner
Gilgit Baltistan & AJK
- Ghizer (GB), Haveli (AJK)
If your district is listed here, and you are eligible, you can now proceed to collect your payment as per the new system.
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Eligibility Criteria – Who Can Receive Rs. 13,500?
Just being registered in the BISP database does not automatically make you eligible for payment. The government uses a Poverty Means Test (PMT) score to determine eligibility. This score takes into account your household’s income, assets, and overall living conditions. For general category women, the PMT score must be 32 or less, while special categories such as widows, disabled individuals, and transgender persons may qualify with a score of up to 37.
In addition, newly registered women who have completed their NSER survey may also be included, provided their eligibility status has been officially verified and their district is listed in Phase 1.
To verify your eligibility:
- Send your CNIC number to 8171 via SMS
- Or check on the official 8171 BISP web portal
Step-by-Step Guide to Collect BISP July 2025 Payment
Here’s a clear step-by-step guide for collecting your payment securely:
- Confirm Eligibility: Send your CNIC to 8171 or check online.
- Choose Payment Location: Based on your district, go to the nearest government camp, HBL Connect agent, or designated bank branch.
- Carry Original CNIC: Biometric thumbprint verification is required.
- Collect Full Amount: Receive the complete Rs. 13,500 payment in cash.
- Get a Printed Receipt: This is essential for record and complaint purposes.
- Check Payment On-Site: Count your money before leaving to ensure no amount is missing.
- Report Problems: If anyone demands money or deducts from your payment, send your CNIC to 8171 or visit the BISP office.
You Can Also Read: BISP June 2025 Payment Details 14500
Important Reminders for All Beneficiaries
To ensure a smooth and secure payment process, every beneficiary should take the following precautions seriously:
- Your CNIC must be valid; expired cards will not be accepted.
- Do not pay any agents. BISP payments are completely free of charge.
- Always request a receipt after receiving your money.
- Never share your CNIC or biometric details with others.
- Report fraud or deductions immediately to 8171.
Remember, the purpose of the Benazir Kafalat Program is to empower women financially, and any illegal deduction or fraudulent act goes against the program’s goals.
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What If You’re Not Included in This Phase?
If your district is not among the 59 listed in Phase 1, there is no need to panic. The Government of Pakistan has confirmed that Phase 2 of the July 2025 payments will be announced soon. Meanwhile, you are advised to keep your NSER information up to date, check your eligibility regularly on the 8171 portal, and avoid following unofficial or misleading updates from social media.
Key Highlights of the July 2025 BISP Payment Update
- Payments of Rs. 13,500 have started in 59 districts.
- Beneficiaries can now use three payment methods: Camps, HBL agents, and banks.
- ATM services have been restored in selected areas.
- Biometric verification is required.
- No deductions allowed – all BISP services are free.
- Receipt issuance is mandatory.
- CNIC verification is essential; expired cards will not work.
- Eligibility based on PMT score (≤32 for general, ≤37 for special cases).
Frequently Asked Questions
Q1: Can I receive payment if my CNIC is expired?
No. Payments will only be made to women with valid and unexpired CNICs.
Q2: Is it possible to choose where I collect my money from?
Yes. If your district supports it, you can choose between government camps, HBL Connect agents, or designated bank branches.
Q3: What should I do if someone deducts money from my payment?
Immediately send your CNIC number to 8171 or visit the nearest BISP tehsil office to register a complaint.
Q4: Are new applicants eligible in this phase?
Yes, but only if their records are updated, they are declared eligible, and their district is part of Phase 1.
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Conclusion
The launch of the BISP Kafalat July 2025 payment phase is a strong step toward improving public service delivery. By expanding payment methods and restoring ATM access, the program is moving closer to its goal of reaching every deserving woman in Pakistan with dignity and transparency. If you are eligible and your district is part of the 59 announced, follow the official steps to collect your full payment. If not, stay patient and wait for the upcoming Phase 2 announcement
