Himmat Card Rs 10500
Himmat Card Rs 10500 Government of Pakistan has launched the 1312 Himmat Card program to provide consistent financial support to persons with disabilities (PWDs). This program offers Rs 10,500 assistance, along with several additional benefits that make it a complete social protection package. It is operated through the Punjab Social Protection Authority (PSPA) and is specially designed to uplift individuals who cannot earn a living due to physical or mental limitations.
For many households, the Himmat Card represents more than financial relief; it provides dignity, security, and recognition of challenges faced by disabled individuals. Through an online application system, citizens can easily apply from home, track their application, and access transparent financial aid. This guide covers eligibility, required documents, application steps, verification process, status check, and key benefits to help you understand the program in detail.
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Why the Himmat Card Was Introduced
The introduction of the Himmat Card is rooted in the government’s effort to create an inclusive society. In Pakistan, thousands of people with disabilities face difficulties in finding stable jobs due to lack of opportunities, accessibility barriers, and social discrimination. As a result, many are pushed into poverty and depend on their families for survival. The Himmat Card helps fill this gap by offering direct financial aid and additional facilities to ensure such individuals can meet their daily needs with dignity.
This initiative is also aligned with the government’s broader social protection agenda, which includes schemes like BISP, Ehsaas, and other welfare programs. By targeting the most vulnerable groups, the Himmat Card contributes to poverty reduction, ensures equal access to resources, and builds financial independence among persons with disabilities.
Key objectives behind the launch of Himmat Card:
- To provide a regular financial safety net for disabled individuals.
- To encourage social inclusion and equal opportunities.
- To support families who struggle to cover basic needs due to disability-related challenges.
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Who Can Apply? Eligibility Criteria
Eligibility plays a central role in ensuring that only deserving families benefit from the scheme. Applicants must fulfill certain requirements related to residence, documentation, and financial status. The PSPA uses NADRA databases and other government records to cross-check applicants and verify whether they truly qualify for financial assistance.
The program is designed to benefit only those with genuine disabilities who are registered with government authorities. If you plan to apply, it is essential to review the checklist below carefully, so that you do not face rejection during verification.
Eligibility checklist:
- Must be a citizen and permanent resident of Pakistan.
- Should have a valid CNIC or B-Form that confirms disability status.
- Must be registered with NADRA as a person with disability.
- Should hold a disability certificate issued by the Social Welfare Department or a government hospital.
- Household monthly income must not exceed Rs 30,000.
- Applicants already benefiting from other government disability programs are not eligible.
Payment Details How Much and How Often?
The Himmat Card offers a financial grant of Rs 10,500, which is released quarterly (every three months). This means beneficiaries receive the amount as a lump sum, equal to Rs 3,500 per month when broken down. The government transfers the money into registered bank accounts or provides access through designated payment centers.
It is important to understand that payment schedules may sometimes vary depending on budget releases and administrative processing. Applicants are therefore advised to check their SMS notifications or verify online through the PSPA portal. For most families, this payment covers essential expenses such as groceries, medicines, and mobility support.
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How to Apply Online for the Himmat Card
The government has created a transparent and user-friendly system for online applications. Citizens no longer need to make repeated visits to offices; instead, they can complete the process through the official portal in just a few steps. The process is free of cost, and applicants should avoid middlemen or agents who demand money.
Step-by-step application process:
- Go to the official PSPA website or DPMIS portal.
- Navigate to the Himmat Card registration page.
- Enter your CNIC number, full name, date of birth, and contact details.
- Upload required documents (CNIC, disability certificate, income proof, and photo).
- Review your details and click Submit.
- A confirmation SMS will be sent from 1312 once the application is received.
- The PSPA team verifies your documents through NADRA and official databases.
- If approved, your payment cycle will start and you will receive instructions for withdrawal.
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Required Documents for Application
The success of your application depends on the accuracy of your documents. Incomplete or mismatched information often causes rejection or long delays. Therefore, it is important to prepare and upload documents in the correct format. Below is a simple table that explains what you need and why:
| Document | Where to Get It | Notes for Submission |
|---|---|---|
| CNIC / B-Form | NADRA | Must clearly show disability status |
| Disability Certificate | Social Welfare Dept. / Govt Hospital | Should have stamp and signature of authority |
| Proof of Income / Affidavit | Union Council or Notary Public | To confirm income is below Rs 30,000 |
| Passport Size Photo | Photo Studio | Recent photo, white background |
| Bank Account Proof (if needed) | Any bank (preferably BoP) | For ATM card and direct transfer |
Tips to avoid mistakes:
- Ensure your CNIC and disability certificate details match exactly.
- Upload scanned PDF or clear JPEG copies under 2 MB.
- Keep both original and photocopies for verification visits.
Verification and Selection Process
Once your application is submitted, it does not get approved immediately. The PSPA and NADRA run a detailed verification process to confirm whether the applicant truly qualifies. Your disability certificate is cross-checked, and income status is verified through the BISP poverty database.
In many cases, field officers may conduct home visits to double-check your circumstances. This ensures that the program is free from misuse and only benefits genuine cases. If all details are correct, your name is added to the approved beneficiary list, and you become eligible for payments in the next cycle.
Key verification steps include:
- Validation of CNIC through NADRA records.
- Matching data with BISP poverty score.
- Authenticity check of disability certificate.
- Optional household survey by PSPA officers.
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How to Receive and Withdraw Money
After approval, the payment is released through safe and accessible methods. The government has partnered with the Bank of Punjab to distribute funds and issue special Himmat Cards. These can be used at ATMs just like normal bank cards.
For applicants who do not have a bank account, the payment can be collected from Ehsaas Payment Centers across Punjab. Beneficiaries are informed through SMS once their funds are ready for withdrawal.
Options to receive your money:
- Bank of Punjab ATM (using Himmat Card).
- Ehsaas Payment Centers in local areas.
- Direct transfer to a registered bank account.
Checking Your Application Status
The PSPA has provided an online status check feature to keep applicants informed. Instead of waiting in doubt, you can instantly confirm the stage of your application.
How to check status:
- Visit the DPMIS verification page.
- Enter your CNIC number.
- Click on Submit to view status.
- The portal will show whether your case is under process, approved, or rejected.
- If approved, you will also see payment details.
For further assistance, applicants can also call the official helpline 1312 or visit the nearest PSPA/Social Welfare office.
Benefits Beyond Cash Support
The Himmat Card is not limited to quarterly financial aid. It also connects beneficiaries to a network of facilities that improve their overall quality of life. These benefits address healthcare, mobility, and social participation.
Additional facilities provided with Himmat Card:
- Free assistive devices such as wheelchairs, hearing aids, and white canes.
- Subsidized or free travel on Metro Bus and other transport services.
- Access to specialized healthcare services at government hospitals.
- Inclusion in skill development and vocational training programs.
These extra benefits make the program far more impactful than a simple cash grant.
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Conclusion
The Himmat Card Rs 10,500 scheme is a comprehensive welfare program aimed at empowering persons with disabilities. It not only provides financial aid but also ensures access to healthcare, assistive devices, and transport facilities. By applying online through the official PSPA portal, eligible individuals can secure their benefits without going through complicated procedures.
Applicants are encouraged to keep their documents updated, regularly check their application status online, and call the 1312 helpline for assistance. With this initiative, the government is taking a major step toward creating a society where disabled individuals live with dignity, independence, and equal opportunities.
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